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Smart Start Checking
Smart StartSM is a low-cost checking account with premium level benefits. Enjoy the convenience of Online Banking and Bill Pay, along with fee-free money orders and transfers between your GSB accounts. Everything you need to manage your finances securely with no overdraft fees.
- A low $5 monthly maintenance service charge
- No minimum daily balance
- No overdraft or non-sufficient funds (NSF) fees*
- Reimbursed ATM fees in the U.S.
- Our foreign wire transfer fee reimbursed
- Free money orders
SAFE AND AFFORDABLE
EVERYDAY CHECKING
Smart Start is certified by the Cities For Financial Empowerment Fund for meeting Bank On standards. Gorham Savings Bank proudly supports all efforts to ensure safe and affordable banking options for everyone.
Community
At its best, banking is about relationships. It’s about coming together to build something we can all believe in. We believe banking can be a force for good. Let us show you how.
The GSB Difference 
Transparency
We work hard to earn the respect of our customers through honesty, integrity, and clarity. That means we don’t hide fees.
The GSB Difference GET STARTED
Complete this form and we’ll contact you to get the ball rolling. Prefer the phone? Give us a call at (207) 839-4796.
Smart Start Checking Terms and Conditions
- *If you do not have available funds in your account to cover a transaction when it is presented to us for payment or authorization, we will attempt to return the transaction. Certain transactions or account activity may result in a negative balance.