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Select Branches Closing at 1PM 9/18 and 9/19: On Wednesday 9/18, Gorham, Portland – Commercial Street, Waterboro, and West Falmouth branches will close early at 1:00pm for a company event. Customer Service and Video Tellers will also be unavailable during this time.

On Thursday 9/19, Falmouth-Route One, Portland-Marginal Way, Scarborough, Standish, and Windham branches will close early at 1:00pm for a company event. 

FRAUD ALERT: Please be aware of a widespread phishing scam currently underway. Reminder – Gorham Savings Bank will NEVER ask you for your personal information, such as your pin, security code or password. Before responding to a text or email, stop and think using the “10 and 2” rule: wait 10 minutes and talk to at least 2 people. If you suspect fraud, please Customer Service.

Browse our Security Center for tools and resources to protect your privacy and personal financial information. Find online banking security tips along with information on common scams. If you are ever in doubt, call us directly at (207) 839-4796.

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Personal

Low-Interest Mortgage

If you’re looking to make homeownership more affordable, you’re in luck. Right now through the Federal Home Loan Bank (FHLB) Rate Buy Down Program, qualifying low-income borrowers can receive up to 2% below-market interest rates to reduce their monthly payments*. Over the years, that adds up to some serious savings.

  • Qualifying low-income borrowers only*
  • Buying or refinancing
  • Down payment of only 5% (95% financing)
  • Can be combined with down payment grants
  • Owner-occupied, single-family home or condo
Let's Talk

You've Got This

And We've Got You.

Experience the joy of homeownership with a more manageable payment. Our experienced lenders are here to guide you through every step of the process, providing peace of mind knowing your home is more affordable. Start saving today and enjoy the comfort of your own home.

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Buy Local. Bank Local.
When you bank with us, every deposit makes a difference. It goes towards active giving, support for small business, and the distribution of resources to help lift up our community.
The GSB Difference
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Local Decisions
No one knows what Mainers need better than Mainers. That’s why we keep our decision-making local—and have for more than 150 years.
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LET’S TALK

Complete this form and a member of our lending team will contact you. Prefer the phone? Give us a call at (207) 221-8474.

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Low-Interest Mortgage Terms and Conditions
  • *Subject to availability. Must close by 12/31/24. No additional closing documents required.