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Financial Wellness
Preparing for Homeownership
The path to homeownership can feel daunting at times. Before you make an offer to buy, take these steps to prepare your finances and start your home search with confidence. 1. Know your budget. Determine how much you can afford for a down payment and a monthly mortgage payment. (Don’t forget to consider other expenses...
Financial Wellness
Save Early and Often
One of the best ways to save is by making it automatic. The “pay-yourself-first” strategy works because you won’t miss money you never see. Here are a few tips to help you save early and often. Determine what you can afford to save each month (use our Personal Finance tool to create a budget) Setup...
Financial Wellness
A Savings Milestones Timeline
Saving isn’t easy. Knowing where and how to best focus your savings to reach your financial goals can be a daunting task. This is meant to be a helpful, general guide of savings milestones to consider at each life-stage. Keep in mind everyone’s financial goals will be vastly different. Our Financial Wellness Coaches, Erika Taylor...
Security
Account Alerts
Account and Service alerts provide real-time updates on a variety of account activities to better manage your finances. Choose to receive email or text alerts – they’re user-friendly and help you keep track of money moving in and out of your accounts to prevent overdrafts, avoid fraud and keep a closer eye on your finances....
Financial Wellness
Budgeting for the Holiday Season
It’s a joyful time of year and we all know how easy it can be to get swept up in the festivities, but holiday spending can significantly impact your finances. Here’s five tips to help you navigate the holiday season without depleting your savings: Set a budget early. Before you start shopping, make a list with spending limits for each person....
Financial Wellness
Help Kids Form Good Lifelong Saving Habits
Back-to-school is a great time to teach kids the importance of saving. Take the opportunity to have conversations about budgeting for school supplies, or earning money from an after school job. Teach the children in your life how to save by talking about it early and often. Help kids form good lifelong saving habits. Here...
Financial Wellness
Understanding Your Credit Score
Credit influences many of the financial steps we take in life, but what is it? Lesley explains credit in this short video: Think of Your Credit Score as Your Financial Report Card Credit is your ability to borrow money or access goods and services under an agreement that you’ll pay back the entire amount in...
Financial Wellness
How To Use Credit Wisely
As you take on debt, it affects your credit, but your credit is also what allows you to take on debt. Clear as mud, right? Learn about the relationship between credit and debt with our five tips for how to use credit wisely. Lesley breaks it down in this short video: Step 1: Pick a...
Financial Wellness
How to Create a Budget That Works For You
Budgeting doesn’t need to be complicated, but it should be personalized. If you start by building a budget based on your unique needs and wants, you will be more likely to stick to it. Think about what you value most and what matters to you, then decide how every dollar you work for shapes and...
Financial Wellness
How To Pay Off Debt
The big things you want and value in life, your home, your car, maybe your dream venue for your wedding, can potentially add to your debt. Do you feel like you have been intentional about the debt you have taken on? Carefully planned debt can add value to your life as long as you are...
Financial Wellness
How To Save For An Emergency
You like to save for the things you value and enjoy, but could you support yourself if your household income was significantly reduced? An emergency savings is the foundation you need to establish before you start saving for the things you want. Establish a Safety Net and Avoid Debt Life events usually happen when you...