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Beware of COVID-19 Scams Using the FDIC’s Name
During these unprecedented times scammers are using false information regarding the security of people’s deposits or their ability to access cash to perpetuate fraud schemes. The FDIC does not send unsolicited correspondence asking for money or sensitive personal information. The agency will never contact you to ask for personal details, such as bank account information,...
Security
Coronavirus Phishing Scams
Beware of COVID-19 emails that appear to come from reputable sources, such as the Centers for Disease Control (CDC) and World Health Organization (WHO). The body of these emails often contain recent news and updates related to the Coronavirus. These emails ask you to click on links for more detailed information – but actually link...
Security
Recent Business Fraud Activity
The following types of business fraud have been on the rise. As always, we encourage you to be on the lookout – and to be diligent in your verification process. Wire Fraud We’ve seen an increase in business wire fraud from criminals intercepting valid wire request emails and altering the payment instructions. Never wire money...
Security
How To Secure Your Smart Devices
Smart devices are everywhere these days and it’s likely that you own several (Amazon Alexa, Nest, Google Home, just to name a few). Like all internet-connected technology, smart devices are vulnerable to being hacked, so steps should be taken to secure them. Here are some simple steps: Setup Passwords: Many smart devices come with a...
Security
How to Recognize a Phone Scam
Phone scams come in many forms, but they are easy to spot if you know what to look for. Note: If your phone is listed on the National Do Not Call Registry it is illegal for a company to call you. If a company is already breaking the law, there is a good chance it’s...
Security
Tips for Spotting and Avoiding Check Fraud
Fraudelent checks come in many forms – your account information could be used to create a counterfeit check or you could be the recipient of one. Understanding how checks are processed and how to keep your account information secure can help safeguard you from this type of activity. CHECK FRAUD CAN COME IN A VARIETY...
Security
Tips For Monitoring Your Financial Accounts
Monitoring your account activity is one of the most effective ways to protect yourself from fraud. The sooner you are able to identify unauthorized activity, the better you can take action to reduce the impact. Here are some tips for monitoring your accounts and credit. Monitoring Your Accounts Review account activity often, daily if possible,...
Security
Social Security Is Not Trying To Take Your Benefits
Scammers are making calls posing as someone from the Social Security Administration and telling people that their Social Security Number or Benefits will be suspended. The goal of this scam is to convince people to send money, often in the form of gift cards. What to do: Hang up – do not answer any questions...
Security
Beware of Fake Equifax Data Breach Settlement Websites
The Equifax Breach, and subsequent settlement, has received a lot of media attention. Scammers are seizing this opportunity to establish fake settlement sites. Don’t follow email links or web search results. Refer to the FTC’s website for claim information, including officially approved links: www.ftc.gov/Equifax Scam Calls, Texts, and Emails Scammers are making calls and sending...
Security
Beware of One-Ring Scams
Have you ever had your phone ring once and then stop? If so, you may have been targeted with what is known as a one-ring scam. What is a One-Ring Scam? Scammers ring once hoping you will think you missed a call and call back. The call may appear to originate from the U.S. with...
Security
How To Shop Online Safely
As more consumers decide to shop from the comfort of their homes, scammers are finding ways to take advantage of online shoppers. There are three common ways that scammers can take advantage of online shoppers: Creating fraudulent sites and email messages – The benefit of shopping at a physical store is that you know where...
Security
Steps To Safeguarding Your Online Devices
Take these 6 easy steps to protect your online devices. 1. Install an antivirus program and keep it updated with built-in auto-update and auto-renewal options. Take time to get to know your antivirus and any other security tools that your devices might contain. Understanding the tools that protect you will go a long way. 2....
What's New
GSB Transitions Email Address to @GorhamSavings.Bank
In 2017, GSB changed its website address from GorhamSavingsBank.com to GorhamSavings.Bank for added security. Dot bank domains are reserved exclusively for the banking industry, so they are more difficult to spoof and help prevent users from being redirected to a fake bank website. To complete the transition, we have updated our email addresses as well,...
Security
Cybercriminals & Your Personal Information
ID theft can happen to anyone. Cyber criminals have multiple markets to buy or sell illicit goods that can be monetized in one way or another. Common goods include personal and financial information that can be used for fraud. How to Prevent ID Theft Monitor credit report activity in the GSB Mobile App with Credit...
Security
Ways To Stay Safe Online
The internet offers us access to endless entertainment and makes business transactions feel seamless. However, with all this convenience comes risks. Bad actors are always present, but we all have the ability to take control of our online safety. Here are some security tips and tools to help keep you safe online. Online Safety Tips...
Security
Business Online Banking Security Tips
As they say, “it’s a jungle out there”. Even for those of us who keep up-to-date with system upgrades and follow safe practices. The “bad actors” are working hard every minute across the globe to thwart the latest protections. On top of everything else, it’s important to monitor your accounts frequently. Account Controls Every Business...
Security
Personal Online Banking Security Tips
Protect yourself when banking online with these tips. Get Serious About Passwords Make your passwords long, strong and complex. That means at least eight characters, mixed with uppercase and lowercase letters, numbers, and special characters. Avoid using common words, phrases or personal information. Use different passwords for all of your accounts so if hackers compromise...
What's New
Lock Your Debit Card with Card Controls
GSB retail debit card customers can manage and protect their card right from their phone. CONTROL YOUR DEBIT CARD FROM YOUR SMARTPHONE With Card Controls in the GSB mobile app, you can control how, when and where your card is used, right from your mobile device. So, if you misplace your GSB debit card—or suspect...
Security
What To Do If Your Wallet Has Been Lost Or Stolen
You had your wallet a minute ago, now it’s missing! It happens to the best of us. So, what should you do next? Contact Gorham Savings Bank’s Customer Service Center. If your ID or GSB debit/credit card is lost or stolen, contact us ASAP: Monday – Friday 7:30 AM – 5:00 PM and Saturday 7:30...
Security
New Fraud Protections Now In Place
To provide further protection, customers will now receive text and email messages if suspicious purchases are detected. We will ONLY ask you to verify whether the purchase is valid or not. We will not ask for account or personal information. Customers are encouraged to provide updated mobile phone numbers and email addresses by contacting the...
Security
Spectre and Meltdown – What You Need to Know
Hackers are always ready to exploit any opportunity to steal and misuse information. Two recently identified security flaws could allow hackers to steal sensitive data without your knowledge. Meltdown and Spectre exploit critical vulnerabilities in computer processors to allow programs to steal data processed on a computer. This might include passwords stored in a password...
What's New
GSB Website Has Adopted New “Dot Bank” URL
Exclusive URL extension gives customers an enhanced level of security As part of National Cybersecurity Awareness Month, Gorham Savings Bank transitioned its website URL from “GorhamSavingsBank.com” to “GorhamSavings.bank” on Monday, Oct. 30. Dot-bank TLD (top-level domain) extensions are only available to verified financial institutions that are chartered and supervised by a state or national...
Security
GSB to Hold Security Day 10/21
Community invited to properly dispose of sensitive documents On Saturday, October 21, large SecureRMS shredding trucks will be rolling in to Gorham Savings Bank’s Scarborough and Gorham branches. As part of Cybersecurity Awareness Month, the bank is inviting the community to protect themselves from fraud and identity theft by stopping by its Scarborough or...
Security
Facts About the Equifax Data Breach
Facts About the Equifax Data Breach Equifax Data Breach Equifax, one of the three largest credit reporting bureaus, recently identified a data breach potentially impacting more than 140 million U.S. consumers. The incident transpired from mid-May through July of this year. Here are some important facts you should know to protect yourself. What...
Security
Cyber Security Awareness Month
Gorham Savings Bank is committed to educating and protecting our customers from fraud throughout the year, but especially during Cyber Security Awareness Month in October. Learn how you can stay secure by looking out for these common online scams and taking a few extra precautions to prevent cybercrime from happening to you. Source: Fraud.org,...