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Low-Interest Mortgage

If you’re looking to make homeownership more affordable, you’re in luck. Right now through the Federal Home Loan Bank (FHLB) Rate Buy Down Program, qualifying low-income borrowers can receive up to 2% below-market interest rates to reduce their monthly payments*. Over the years, that adds up to some serious savings.

  • Qualifying low-income borrowers only*
  • Buying or refinancing
  • Down payment of only 5% (95% financing)
  • Can be combined with down payment grants
  • Owner-occupied, single-family home or condo
Let's Talk

You've Got This

And We've Got You.

Experience the joy of homeownership with a more manageable payment. Our experienced lenders are here to guide you through every step of the process, providing peace of mind knowing your home is more affordable. Start saving today and enjoy the comfort of your own home.

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When you bank with us, every deposit makes a difference. It goes towards active giving, support for small business, and the distribution of resources to help lift up our community.
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LET’S TALK

Complete this form and a member of our lending team will contact you. Prefer the phone? Give us a call at (207) 221-8474.

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Low-Interest Mortgage Terms and Conditions
  • *Subject to availability. Must close by 12/31/24. No additional closing documents required.